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Home Inspections -
Frequently Asked Questions:
Should I consider a Home Inspection?
A home inspection should be a part of every Buyer's plan. Inspections
often reveal serious flaws within the structure of the home that might have
otherwise been overlooked. Home Inspections should not be limited to
re-sales only. New homes should have independent Inspections as well.
Buy with peace of mind!
Sellers: If you
already are a homeowner, a home inspection can identify problems
in the making and suggest preventive measures that might help you
avoid costly future repairs.
Sellers: If you are
planning to sell your home, a home inspection can give you the
opportunity to make repairs that will put the house in better
selling condition.
1. What is a
home inspection?
2.
What does a home inspection include?
3. Why do I need a home
inspection?
4.
What will it cost?
5. Why can't I do it
myself?
6. Can a house fail a
home inspection?
7. How do I find a home
inspector?
8.
What is ASHI?
9. Who belongs to ASHI?
10. When do I call a home
inspector?
11. Do I have to be there
during the inspection?
12. What if the report
reveals problems?
13. If the house proves to be
in good condition, did I really need an inspection?
What is a home inspection?
A home inspection is an objective, third-party visual examination
of the physical structure and systems of a house, from the
foundation to the roof. The inspection is typically limited
to the condition of the property as of the date of the inspection,
and is not a guarantee of future performance.
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What
does a home inspection include?
The standard home inspector’s report will cover the condition of
the home’s heating system; central air conditioning system
(temperature permitting); interior plumbing and electrical
systems; the roof, attic and visible insulation; walls, ceilings,
floors, windows and doors; the foundation, basement and structural
components.
Why do I need a home
inspection?
Buyers: Buying a home could be the largest single
investment you will ever make. To minimize unpleasant surprises
and unexpected difficulties, you’ll want to learn as much as you
can about the newly constructed or existing house before you buy
it. A home inspection may identify the need for major repairs or
builder oversights, as well as the need for maintenance to keep it
in good shape. After the inspection, you will know more about the
house, which will allow you to make decisions with confidence.
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What will it cost?
The inspection fee for a typical single-family house varies
geographically, as does the cost of housing. Similarly, within a
given area, the inspection fee may vary depending on a number of
factors such as the size of the house, its age and possible
optional services such as septic, well or radon testing.
Do not let cost be a factor in deciding whether or not to have a
home inspection or in the selection of your home inspector. The
sense of security and knowledge gained from an inspection is well
worth the cost, and the lowest-priced inspection is not
necessarily a bargain. Use the inspector’s qualifications,
including experience, training, compliance with your state’s
regulations, if any, and professional affiliations as a guide.
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Why can't I do it myself?
Even the most experienced homeowner lacks the knowledge and
expertise of a professional home inspector. An inspector is
familiar with the elements of home construction, proper
installation, maintenance and home safety. He or she knows how the
home’s systems and components are intended to function together,
as well as why they fail.
Above all, most buyers find it difficult to remain completely
objective and unemotional about the house they really want, and
this may have an effect on their judgment. For accurate
information, it is best to obtain an impartial, third-party
opinion by a professional in the field of home inspection.
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Can a house fail a home
inspection?
No. A professional home inspection is an examination of the
current condition of a house. It is not an appraisal, which
determines market value. It is not a municipal inspection, which
verifies local code compliance. A home inspector, therefore, will
not pass or fail a house, but rather describe its physical
condition and indicate what components and systems may need major
repair or replacement.
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How do I find a home
inspector?
You can ask friends or business acquaintances to recommend a home
inspector they have used. Or, you can visit the ASHI (American
Society of Home Inspectors) website and use the
Find An Inspector
search tool for a list of home inspectors in your area who belong
to the non-profit professional organization. To have a list mailed
to you, call 1-800-743-ASHI (2744). Also, real estate agents and
brokers are familiar with the service and may be able to provide
you with a list of names from which to choose. See Tim's
Local Trade Services List here:
CLICK HERE
Whatever your referral source, you
can be assured of your home inspector’s commitment to professional
standards and business ethics by choosing one who has membership
in ASHI.
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The American Society of Home
Inspectors (ASHI) publishes a
Standards of Practice and
Code of Ethics
that outlines what you should expect to be covered in your home
inspection report.
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What is ASHI?
Since 1976, ASHI has worked to build consumer awareness of home
inspection and to enhance the professionalism of its membership.
The ASHI Standards of Practice and Code of Ethics serves as a
performance guideline for home inspectors, and is universally
recognized and accepted by many professional and governmental
bodies.
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Who belongs to ASHI?
ASHI is an organization of independent, professional home
inspectors who are required to make a commitment, from the day
they join as ASHI Associates, to conduct inspections in accordance
with the ASHI Standards of Practice and Code of Ethics, which
prohibits engaging in conflict-of-interest activities that might
compromise their objectivity. ASHI Associates work their way to
ASHI Certified Inspector status as they meet rigorous
requirements, including passing a comprehensive, written technical
exam and performing a minimum of 250 professional, fee-paid home
inspections conducted in accordance with the ASHI Standards of
Practice and Code of Ethics. Mandatory continuing education helps
the membership stay current with the latest in technology,
materials and professional skills.
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When do I call a
home inspector?
Typically, a home inspector is contacted immediately after the
contract or purchase agreement has been signed. Before you sign,
be sure there is an inspection clause in the sales contract,
making your final purchase obligation contingent on the findings
of a professional home inspection. This clause should specify the
terms and conditions to which both the buyer and seller are
obligated.
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Do I have to be
there during the inspection?
While it’s not required that you be present for the inspection, it
is highly recommended. You will be able to observe the inspector
and ask questions as you learn about the condition of the home and
how to maintain it.
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What if
the report reveals problems?
No house is perfect. If the inspector identifies problems, it
doesn’t mean you should or shouldn’t buy the house, only that you
will know in advance what to expect. If your budget is tight, or
if you don’t want to become involved in future repair work, this
information will be important to you. If major problems are found,
a seller may agree to make repairs.
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If the house proves to be in good condition, did I really need an
inspection?
Definitely. Now you can complete your home purchase with
confidence. You’ll have learned many things about your new home
from the inspector’s written report, and will have that
information for future reference.
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